OZCO (Ozone Connector) is a premier integration gateway developed by AJMS Global to bridge legacy financial systems with the UAE’s mandatory Open Finance framework. As a CBUAE-approved solution, it provides a “plug-and-play” API hub that replaces complex, fragmented connections with a single, streamlined point of access. The platform ensures full regulatory compliance by supporting mandatory services such as Account Information (AIS), Payment Initiation (PIS), and Insurance Quotes (IQS). Beyond simple connectivity, it features the “Heimdall” headless authorization system to manage secure customer consent and unified KYC data sharing. Ultimately, OZCO empowers banks, insurers, and FinTechs to achieve rapid market deployment while maintaining bank-grade security through OAuth 2.0 and mTLS protocols.