Board of Directors


Abhishek Jajoo

Founder & Chairman

Dr. Abhishek is a serial entrepreneur who comes with experience in Regtech, Risk Management & Compliance. He has been passionate about fintech and have been advising various fintech firms across the world. He is currently the Founding Partner & CEO of AJMS Global, a niche consulting firm focusing in area of tax, risk & compliance. Under his leadership, AJMS has grown leaps and bounds and is now presently serving clients in more than 10 countries with the head office in Dubai, UAE. Prior to this, he has worked with various leading Banks, investment companies, FIs, RE Funds etc. in the GCC region, both as an Engagement Partner and as part of the group, and have successfully led various projects to meet client satisfaction. Over the years, he has gained expertise in the areas of Regtech, Strategy, AML, CDD/EDD, KYC Remediation, Compliance, Risk Management, ESG, ICAAP & Stress Testing, Corporate Governance etc.


Rajkumar TR

Co-Founder & Chief Executive Officer

Raj is a successful Entrepreneur with over 25 years of experience, an Insurtech expert with proven skills of repeating the success in Digital Transformation, Regulatory solutions, ERP solutions, AI and Business analytics across the MENA region. Prior to this, he has held various positions such as partner, director and vice President in various insurtech companies which includes Assuretech Business Solutions, 3i Infotech, Insyst Business Solutions. Raj holds a MBA in Finance and Marketing. As a thought Leader, he has spearheaded Insurtech verticals starting from creation of Products with cutting edge technologies, Quality delivery with aggressive deadlines, Successful project closures and complete account management in helping the customers outdo their competition.


Gaurav Baid

Board Member & Accounting Lead

Gaurav is the Managing Partner with AJMS’s Governance Risk and Compliance department. He has extensive international professional experience of over 15 years in Insurance, Consultancy, VAT Compliance, Banking and Operations, spread across institutions in the Gulf. Prior to joining the AJMS team, he was the Chief Financial Officer in a wholesale Bank. Responsibilities included: Ensuring compliance with Central Bank regulations and IFRS standards. Developing and obtaining board approval for Business plan and financial budgets. Analyzing financial results to each month-end. Streamlining process by implementing effective internal controls over accounting and financial reporting processes.


Rishav Bajaj

Board Member & Actuarial Advisor

Rishav is a fellow actuary of the Institute and Faculty of Actuaries, U.K and is currently based in London. Rishav is an insurance professional with nearly 10 years of experience in insurance and consulting in U.K, U.S, Australia and Europe. His clients include global (re) insurance companies, Lloyd’s syndicates, banks, underwriting agencies and managing general agents. He provides financial and strategic advice in relation to regulatory developments ike IFRS 17, Solvency II, IFRS , UK GAAP, US GAAP, and AASB 1023. Rishav also brings multiple lenses across actuarial disciplines such as mergers and acquisition, actuarial reporting, claims reserving, capital management, insurance pricing, and enterprise risk management. In recent years, Rishav has developed a strong interest in Financial Services artificial intelligence, predictive modelling, data science and digital transformation of insurance companies.


Satish P Menon

Board Member & Technology Advisor

Satish is the CEO of Remitex Technologies, a group company of AJMS Group. He is a seasoned banking professional with over 30 years of experience in Retail Banking, Corporate Finance, remittances and related fields in Banks, FI and Exchange House. He brings with him compliance and banking knowledge to the company. He has been involved in Business Process Management and in setting up techno savvy products in past assignments.


Vivek Mundhra

Board Member & Strategy Advisor

Vivek is the Managing Partner who heads the AJMS’s Strategy. Vivek is also the founding partner of AJMS LG which focuses on Taxation, Consulting, ESG and Transfer pricing. Vivek has been a trusted advisor with over 12 years’ of experience in Strategy Consulting, Sustainability, Corporate Finance, Business Transformation and Program Management across industries like Public sector, Financial Services, Oil & Gas, Family Groups within Middle East, USA, Asia and Europe. He has worked with Infosys, PwC, KPMG and Roads and Transport Authority (RTA), Government of Dubai. He has advised multiple insurance clients on their long-term growth strategy, product diversification, incorporating sustainability in the business and how to embrace new age technologies. Vivek holds a MBA from Xavier Institute of Management Bhubaneswar (XIMB), India.

Management Team - Dubai


Muhammad Farhan Anwaar

Associate Director

Farhan, with over 10 years of diverse actuarial experience, possesses a deep understanding of key financial metrics and their impact on company performance. He has led Actuarial and Finance Functions in multiple companies, overseeing tasks such as Reserving, Regulatory reporting, and IFRS 17 implementations across MENA and Africa. Farhan has provided invaluable expertise in redesigning welfare and retirement benefit programs, simplifying complex messages for senior management, and contributing to significant projects such as the "Federal Government’s Pension Reforms." Additionally, he has developed pricing models for substantial life and health insurance portfolios, and authored articles on regulatory guidance for Islamic finance regulations.


Premjith Soman Nair

CTO - KYC Digi

Premjith Soman Nair brings over 14 years of expertise in project management and development across five Middle Eastern countries, specializing as a Software Manager and Full-stack Developer proficient in ASP.NET and MVC technologies for web-based ERP systems. His extensive skill set includes C#, ASP.NET, Oracle databases, SOAP & REST APIs, HTML, JavaScript, CSS, and various other technologies, with hands-on experience in the banking and money exchange industry, particularly in finance, accounting, remittance, forex, and AML. With a strong background in project management, leadership, client presentations, and application development, Premjith excels in delivering web-based solutions, conducting requirements analysis, and ensuring on-time project completion and problem-solving. His previous roles include Technical Lead at Dubai Municipality, Technical Manager at Rapid Data Technologies, Manager - Software at Joyalukkas Exchange, and Project Lead at Distinct Infotech Solutions.

Management Team - India


Arun RG

CTO - Digital Transformations

Arun RG brings expertise in IT methodologies such as development, service management, and system architecture, with extensive experience in customer service and leadership. He has successfully directed complex projects, managed global teams, and handled projects and client management across domains like Traffic and Transport solutions, Insurance, and retail. Noteworthy clients include AT&T (USA), NDW (NL), DBAC (Qatar), QIIC (Qatar), NIA (UAE), KIC (Kuwait), Anheuser-Busch (USA), ADIC (UAE), and SNIC (Bahrain). Arun excels in technical support operations, adeptly troubleshooting issues to ensure efficient resolution and prevention of recurrence.


Meera V

CTO - Enterprise Solutions

Meera V, a Microsoft Azure Certified professional, demonstrates expertise in various aspects of SDLC/Agile methodologies, including team leadership, development, service management, and system architecture. With a proven track record in cross-functional leadership and extensive experience in managing projects and clients across regions and domains, such as General/Medical Insurance, Finance, and RTA-Dubai/AbuDhabi, she excels in utilizing Microsoft Technologies and managing multiple teams for complex business requirements. Meera is recognized for her strong analytical and problem-solving skills, consistently achieving high customer satisfaction while serving major clientele like H&R Block, USA, AAIC, UAE, IIC, UAE/OMAN, DNI, UAE, UIC, UAE, and various other insurance companies in the UAE region.


Melvin Chandy Anil

Team Lead - Offshore Medical Services

With over 13 years of experience in the UAE's healthcare sector, Melvin has been actively engaged in various roles within leading organizations such as Dubai Insurance Company, Zulekha Hospital, Aster Group, and Abbott Healthcare, primarily focusing on leadership positions in the insurance domain. A career trajectory is sought within a prominent corporate environment characterized by advanced technology and a team of committed individuals, aiming to fully explore potential and contribute to organizational growth by promoting operational networks.